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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's our job to know more about real estate than any web site! 

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Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?

A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Janet Jurich, REALTOR®, real estate agentss and broker for Bloomington, Normal and Heyworth, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Jurich, Broker Associate, Realtor
Keller Williams Realty

2206 Eastland Drive
Bloomington, IL. 61704
Phone: 309-825-2078
Fax: 309-834-3465
Email: JanetJurich@gmail.com

What makes Broker Janet Jurich a Top Expert in her area? It's easy! She has experience, knowledge, great negotiation skills and sincere dedication to her clients. As a buyer's agent her negotiating skills are among the best. As a seller's agent she also knows the value of homes in the area and provides outstanding service to get your home sold for top dollar and shortest time on the market. Janet's in depth training includes courses such as Real Estate Practice, Financing, Real Estate Law & Escrow and Real Estate Appraisal. Janet�s clients continually comment on her warm personality, patience and personal commitment in making their real estate transactions a pleasurable and worry free experience.

Equal Housing GRI MLS REALTOR



Keller Williams Realty received the highest numerical score among full
service real estate firms for home buyers in the proprietary J.D. Power and
Associates 2010 Home Buyer/Seller StudySM. Study based on 3,096 total
evaluations measuring 7 firms and measures opinions of individuals who
bought a home between March 2009 and April 2010. Proprietary study results
are based on experiences and perceptions of consumers surveyed March-May
2010. Your experiences may vary. Visit jdpwoer.com

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